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Expert mortgage advice

We’re here to cut through the jargon and help you understand the world of mortgages. We want to share our knowledge and insight of the mortgage industry with you, offering our expert advice. From top tips on how to improve your credit score, to understanding the process of remortgaging; we cover a wide range of topics, including first time buyers, remortgaging, homemovers, Buy-to-let, Help to Buy, new build, self-build and mortgage protection. If there’s anything you feel we haven’t covered, please feel free to get in touch with us and we’ll be happy to answer any questions you might have, no matter how big or small you think they might be.

Are you self-employed or do you run your own small business?

Are you Self Employed or do you run your Own Small Business Here are 4 simple tips to help you with your First Home Purchase!

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Looking for a mortgage? We can help...

At Dead Simple Mortgages in Evesham, we aim to make mortgage acquisition as simple as possible by offering top-notch mortgage advice to our clients. We specialise in mortgages for business owners and the self-employed but with our experience and expert knowledge we can also help you acquire a home loan if you’re: 

A first time buyer hoping to enter the property market.

Looking to remortgage property by switching an existing mortgage to a new deal (with an existing lender or a different provider).

Moving Home.

Wanting to invest in a property with a buy-to-let mortgage.

Can you get a mortgage if you’re self-employed?

In a word: yes. It’s slightly more complex than if you’re a full-time employee. But with nearly 15% of the UK’s workforce now self-employed, if you can prove solid earnings and a decent income history, you should be able to access the same rates and deals as salaried employees

Should you use a mortgage broker if you’re self-employed?

Finding the right mortgage when you are self-employed can be like trying to find a needle in a haystack. Not all lenders' criteria for self-employed mortgages is the same. For example, one might ask you to come up with three years of accounts before they even consider your application, while another might be willing to accept just two or even less. That’s where the expertise of a mortgage broker can really make a difference to getting you your mortgage.

Dead Simple Mortgages will look at your specific circumstances, and help you choose which lender to apply with. We will make sure you only apply to lenders who are likely to accept you and keep you away from those who won’t. We will also take a lot of the legwork out of the application process, to save you time and money.

Why Dead Simple Mortgages?

We keep it simple.

We care.

We will work hard to get you a better deal.

We have the knowledge and experience to get you the right mortgage for you.

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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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